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Did you take out a property loan when interest rates were low? That could take its toll on your next loan. Interest rates are likely to be significantly higher by then. The forward loan can help.
Today's interest rates for tomorrow's loan: secure the interest rate for a loan in the future today. This is worthwhile for you if the fixed borrowing rate on your existing mortgage expires in 12 to 60 months.
A variant of follow-up financing is called a forward loan. It consists of a regular annuity loan and a fixed interest rate that you can freely choose.
For borrowers, this means that they know the conditions of the follow-up financing before the current fixed interest rate expires. A surcharge on the interest rate is due for this. Finanzierung Radke advises you on the advance loan and clarifies the conditions, which are usually possible with a lead time of six to more than five years. Property buyers can therefore secure the interest rate for years to come.
The forward loan only takes effect once the current loan has expired. This means that the amortisation of the remaining debt continues at fixed conditions.
If building interest rates are low but are likely to rise, you should take advantage of this. Now is the best time to take out an advance loan. Our financial experts will calculate for you to what extent the loan is worthwhile. Borrowers can be really happy if the interest rate level is above the forward premium.
Pay attention to the time window! You can only take out a forward loan within a certain time frame. The earliest point in time is five and a half years before the end of the mortgage. You should speak to us at least six months before the end of the current loan. Otherwise you will miss the forward period and the good conditions will be gone. A minimal difference in the interest rate can already save thousands of euros and customers can also contact us if the initial financing was not concluded with Finanzierung Radke. We calculate with the current value and do not necessarily base our calculations on the property value at the time of the initial financing.
Make an appointment today! If you are looking for security and want to know what to expect, this type of loan is just right for you.
Conveniently check the options in advance.
You can find the documents you need on our website.
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We look forward to receiving your application.
We would like to ask you to provide some information about yourself. We will contact you as soon as we receive your application.
We look forward to receiving your application.
We would like to ask you to provide some information about yourself. We will contact you as soon as we receive your application.
We look forward to receiving your application.
We would like to ask you to provide some information about yourself. We will contact you as soon as we receive your application.
We look forward to receiving your application.
We would like to ask you to provide some information about yourself. We will contact you as soon as we receive your application.